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Does Insurance Cover Dental Implants?

Dental implants are a very popular way to replace missing or damaged teeth. The dental implants are a permanent tooth replacement procedure that requires surgical implantation into the jawbone of the dental patient. Afterwards, the dentist will add the teeth or a permanent bridge. People prefer the dental implants because they are permanent, very stable, and secure. The individual with the implants is able to eat, drink, and talk without any complications. The popularity of this tooth replacement procedure has led to people looking for dental insurance to cover dental implants. Perhaps, you are also wondering if insurance covers dental implants? Here is more on the subject.

Dental Implants Covered By Insurance
The fact is that dental implants are rather expensive. Often, far beyond the budget of the average individual. Consequently, they would like to know if their implants are covered under their dental policy plan. The answer to that question is very complicated. Why? Well, dental insurance policies vary widely. Generally, an individual will have teeth extracted before getting the dental implants. The cost for extracting teeth is covered in the dental policy. However, the majority of dental insurance policies do not cover the cost for the dental implants because they are identified as a cosmetic procedure.

Changing Dental Policy Guidelines
Certainly, it is time for dental insurance companies to recognize that dental implants are not merely a cosmetic procedure. They completely change the life of the individual in a social and emotional way. Often, building the individual’s self confidence and help to develop a healthier mental attitude in the individual. In addition, dental implants lead to better oral health and care in most individuals. Certainly, more and more dental insurance companies are starting to recognize the real health benefits that are associated with dental implants too. The best course of action is to review your dental insurance policy or call a representative to discuss your situation to determine if the implants are partially covered.

Check Other Resources
Quite a few people have discovered that their medical insurance will cover full or partial payment for the dental implants because the implants are considered essential in making sure that the jaw functions properly and the individual is able to eat and drink normally. Other avenues include searching for dental insurance that actually states that it covers dental implants. Check your current policy first. Next, contact the company’s dental insurance representative for more current information. Also, discuss your concerns with your dentist. Your dentist might have information on dental insurance companies that cover dental implants.

Certainly, dental implants are expensive, but there are some policies that might cover the partial cost for the implants. In addition, there are dental discount plans that provide a low cost alternative too.

Learn more about how we use dental implants for our patients, as well as who typically needs implants.